Play Baccarat Online

Play Baccarat Game Online

Welcome to the rules of Baccarat online, one of the oldest and most popular online card games in casinos all over the world. Learn how to play Baccarat Game online here. Read the rules below. Another name of this game is Punto Banco.

Although the game od Baccarat may seem intimidating, it is actually quite simple. It is especially popular with high rollers and Asian gamblers. The objective of online Baccarat is for the player to draw a two or three card hand with a value closer to 9 than the banker’s hand.

Cards in Baccarat

In Baccarat the game is played with a six deck shoe with each deck containing 52 cards. After each game ends the cards are reshuffled for the new game. The value of cards in online Baccarat is determined in the following way:

  • Cards 2 – 9 are their face values.
  • 10, J, Q, and K are all valued at 0 – zero.
  • An Ace is counted as 1 point in Baccarat.
  • The value of a hand depends on the total sum of points you get by adding up the cards received. All baccarat hands have values in the 0 to 9 range, but in Baccarat only the last digit of the total is used. Let’s say a hand contains a 9, and two Aces, Ace is valued as 1 (9 + 1 + 1 = 11, the last digit is 1). For any total that is two digits, the left number is simply dropped.

Start Playing Baccarat

Like most online card games, the player starts playing by placing a bet. The player can place a bet on the banker’s hand to win, and/or the player’s hand to win, and/or on a tie result or any combination of the three.

Click on the Deal button to start drawing cards. With online baccarat,the player and the banker are both dealt two cards. If it is necessary, the player and banker or both are dealt a third card (see Third Card Rule).

Third Card Rule in Baccarat


Point Value of first two cards
0 to 5 Draws a card
6 or 7 Stands
8 or 9 So called Natural Hand –  No further draw


Point Value of first two cards Draws when the player’s third card is: Does not draw when the player’s third card is:
0 to 2 Always draws a card
3 0 to 7 or 9 8
4 2 to 7 0 or 1 or 8 or 9
5 4 to 7 0 to 3 or 8 or 9
6 6 or 7 0 to 5 or 8 or 9
7 Always Stands
8 to 9 Player can not draw Player can not draw

Payouts in Baccarat Game

If you bet on the player and the player wins, your bet pays 1 to 1.

If you bet on the banker and the banker wins, your bet pays 1 to 1 minus a 5% bank commission.

If both the player’s hand and the banker’s hand have equal totals, the game result is a ‘tie’. If you have placed a bet on the tie result, your bet pays 8 to1. If a tie occurs, your non tie bet is returned to you.

Result Payoff
Winning Player Bet 1 to 1
Winning Banker Bet 1 to 1 less 5 per cent to the house
Winning Tie Bet 8 to 1